1st rate experience

"I've taken out payday loans for years. I was delighted to learn about YadYap and their innovative ideas around online payday loans. My experience with them was 1st rate, and I would recommend them to anyone considering an online payday loan."

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Investing in Payday Lending

YadYap is an innovative peer-to-peer lending marketplace for cash advance or Payday loans. We are paving the way through the highly regulated industries of payday lending and peer to peer lending. Our goal is to create not only a new and innovative approach to payday loans, but also a new and innovative investment opportunity - allowing people to invest in payday loans directly as peer to peer lenders.

At YadYap we believe our marketplace will revolutionize the payday lending industry and open up new investment opportunities by allowing lenders to compete and bid on the funding of payday loans. In order to provide YadYap borrowers with a seamless borrowing process and develop a strong platform for future lenders, we are launching our marketplace in phases.

  • In the first phase, all lending will be done by YadYap LLC, our affiliates, and other institutional lenders. We are currently operating in this phase and anticipate remaining in this phase until the YadYap platform has been accepted within the industry and YadYap has put in place the necessary regulatory functions and parameters. This will allow us to streamline the lending process and create an optimal platform for peer to peer lending when available.
  • Our second phase and ultimate goal, will be a peer to peer payday lending platform, where individual lenders will be able to view and bid on loans via an online auction process. Lenders will then fund such loans through a structured and regulated loan purchase.

If you are an individual or institution that is interested in learning more about becoming a peer to peer payday lender through YadYap, please fill out the email form below. We will contact you as we begin our peer to peer phase. All lending will be subject to rules and restrictions as required by applicable federal, state and local laws and regulations, including those rules and regulations promulgated by the Securities and Exchange Act of 1934. This is not an offer to purchase securities.

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Apply for a YadYap Loan:

YadYap is the best way to get a short term loan. If you are approved you will sign a standard rate loan agreement and the money will be sent to your bank account immediately. Then, your loan will be sent to the YadYap marketplace for peer lenders to bid down your payback rate. Your loan rate will never increase. You pay back the lowest interest rate!

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